Welcome back to another Ask Me Anything, a weekly series where we talk to our friends, our viewers, and our community about all of their pressing needs, questions, wants, and desires.

Let’s take a look at the mailbag to see which questions are burning this week.

Here’s a good one:

Should all agencies have professional liability insurance?

(If you can’t view the video, click here and you’ll be magically transported.)

Professional Liability Insurance?

This will be the shortest blog post on record.

Should all agencies have professional liability insurance?

The answer is yes.

The end.

All the Business Insurance

Yes, you should have professional liability insurance.

Yes, you should have errors and omissions insurance.

Yes, you should have business insurance.

I know that’s a lot of insurance, but trust me, you need the insurance.

It’s not a someday kind of thing. It’s not something you build toward. It doesn’t matter if you’re a solopreneur or a multi-billion dollar agency, you need it now.

It’s not expensive and it’s worth every penny.

We pay $3,800 a year for all of our business insurance—E&O, professional liability, business continuity, and business property.

It’s the cost of doing business and it will protect you, your agency, your business, your technology, your people, and your reputation.

No ifs ands or buts about it.

You want to insure your business, just like you insure your teeth and your health and your car and your home.

And, in my case, your bicycle.

Insure your business as well.

The end.

For real.

Have a Question For Us?

If you have a question for a future AMA you can drop them below or join us in the (free) Spin Sucks Community.

You can also find us on social media, email us, or stop by with a bottle of wine for porch drinking.

Gini Dietrich

Gini Dietrich is the founder, CEO, and author of Spin Sucks, host of the Spin Sucks podcast, and author of Spin Sucks (the book). She is the creator of the PESO Model and has crafted a certification for it in partnership with Syracuse University. She has run and grown an agency for the past 15 years. She is co-author of Marketing in the Round, co-host of Inside PR, and co-host of The Agency Leadership podcast.

View all posts by Gini Dietrich