Gini Dietrich

Control Your Own Destiny

By: Gini Dietrich | September 26, 2011 | 
116

A week ago, former President Bill Clinton was on The Today Show to talk about the sixth Clinton Global Initiative and “jobs, jobs, jobs.”

Politics aside, he said something very interesting.

He said companies are sitting on $2 trillion they’re not willing to spend.

Two. Trillion. Dollars.

They’re not spending it. They’re not hiring people. And, when Matt Lauer asked what reasons business leaders are giving, Clinton said there isn’t just one reason.

He said they:

  • Aren’t sure, if they hire more people, that the products they make will be sold; and
  • Believe we should have a more competitive tax system in America.

He also said most business leader do not:

  • Complain about the price of labor; or
  • Complain about the quality of labor.

Most believe American workers are highly productive and more flexible so that’s not the issue.

Because of the anecdotal conversations he’s having with business leaders, he believes the best way to bring the economy back is to find ways, “sector by sector, to help increase sales and to make business taxes more competitive.”

Perhaps the companies Clinton and other leaders are speaking with are on Wall Street (Microsoft, Cisco, and Google), but here on Main Street, we’re not sitting on any cash.

As much as I would love for the government to help me increase my sales, I think there is only one way we’re going to get out of this: Stop blaming the economy and start working twice as hard to build our businesses.

It seems Mark Cuban agrees with me (or I agree with him – he’s slightly more popular than me). Yes, Mark Cuban the billionaire. The guy who owns the Dallas Mavericks.

He blogged, the same day Clinton was on The Today Show, that the most patriotic thing you can do is make a crapload of money. Yourself. He suggests not relying on the government to do it for you. Or to wait for someone else to control your destiny for you. Do it yourself.

Here’s the flaw in that thinking: We’re human beings. We like to have someone/something to blame when things don’t go our way. We’re inherently lazy. And we are always looking for shortcuts and the easy way out.

But I agree with Mark. We are the only ones who can change the way our businesses are run. If we all work to build our businesses, instead of complaining that taxes suck and the economy sucks and no one will buy what we make, we might actually change the economic outlook.

We’ve been presented huge issues by big banks and Ponzi schemes and unethical and dishonest people who were allowed too much control.

But what good is it going to do to complain about it? Why not work on growing our businesses so that, together, we can affect change?

Perhaps that’s naive or maybe you think I’ve been drinking too much of the American Dream kool-aid.

But, if there really is $2 trillion in cash in public and private companies, let’s work hard to find ways to not just create jobs, but to buy the products and services developed by those new positions.

Let’s spend that money and turn the economy around already.

We’re the only ones who can do it. Not the government. Not Clinton’s Global Initiative. Not a bunch of really smart people sitting in a think tank.

Us.

A portion of this ran as my weekly Crain’s column last Friday.

About Gini Dietrich


Gini Dietrich is the founder and CEO of Arment Dietrich, an integrated marketing communications firm. She is the author of Spin Sucks, co-author of Marketing in the Round, and co-host of Inside PR. She also is the lead blogger at Spin Sucks and is the founder of Spin Sucks Pro.

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116 responses to “Control Your Own Destiny”

  1. Alrighty Gini I’ve got to jump on top of this statement: “We’re human beings. We like to have someone/something to blame when things don’t go our way. We’re inherently lazy. And we are always looking for shortcuts and the easy way out.” And with that I climb up on my soapbox.

    First off as an entrepreneur on his third business I fully agree that capitalism is good and that we should not be ashamed in our pursuit of money. When someone makes money they don’t typically just sit on it, they spend it. Spending it means jobs are required, those people get paid, and so on and so forth. Not exactly trickle-down economics, but the flow of money keeps our economy moving.

    In addition I pursue money so that I can provide a better life for my wife and daughter, as well as my in-laws. Money is just a means to and end rather than an end unto itself. It is nothing more than a tool.

    I’m not surprised businesses would sit on a few trillion dollars. Isn’t capitalism about making and keeping as much money as possible? And when they see government about to raise taxes what does the government expect to happen? I’m not sure what MBA program those guys took but it wasn’t mine.

    Now I’m not going to put a value judgement on that. It is what it is and how it works.

    Frankly the statement I quoted above is a cop out for those too lazy to work 2x as hard in their businesses and make it happen. It’s not easy to try something, see it not work, try something new, and so on until it freaking works. But that’s what it takes!

    If people give in to their laziness then they get what they get, which is going to be nothing. I won’t feel sorry for those folks.

    Now the people that I do have respect for are those that try and just can’t seem to make it happen. At least they are trying. It’s those people I’m willing to help – the people that don’t give in to their lizard brain on a regular basis. I respect those folks.

    As the title of your post says, we control our own destiny. It’s time people “man up,” accept responsibility for their situation, and seek out the information and people that can help make a positive change happen.

    *Steps off of soapbox*

  2. fitzternet says:

    Businesses holding cash ARE controlling their own destiny. They see an uncertain regulatory future and they’re waiting on the sidelines until it stabilizes. The alternative is to spend, lose, fail and get in the unemployment line. When you’re outnumbered and outgunned, you don’t get aggressive. You retreat and regroup.

    Clinton is correct – a more competitive (easier-to-understand and stable) tax and regulatory structure will free up capital.

    Putting this problem on the shoulders of CEOs and small business owners when they are simply reacting to the overreach of government regulation is looking at it backwards.

  3. HowieSPM says:

    The problem @ginidietrich is the 80 – 20 situation. 80% of all jobs in the US today are making 30K or less. No one has money to spend. And that shrinks dramatically the pool of people brands can sell too. And when brands like Walmart have such a high % of workers in or around the poverty level, without healthcare so the Government actually supplements it with Medicare for the poor, it is not a healthy cycle/situation. Then of course no one wants to spend on Education or the care of Children (don’t you dare raise my taxes for this!).

    The US has this anti-investment mindset right now. We do not want to invest in our infrastructure, our environment, our children, our businesses, our employees, or our future. War? Sure tax me like hell! And the Congress, the Elections prove this out. When someone stumps on the future they lose. When someone stumps about how dare we spend/invest on the future they win.

    How do we fix this?

  4. HowieSPM says:

    The problem @ginidietrich is the 80 – 20 situation. 80% of all jobs in the US today are making 30K or less. No one has money to spend. And that shrinks dramatically the pool of people brands can sell too. And when brands like Walmart have such a high % of workers in or around the poverty level, without healthcare so the Government actually supplements it with Medicare for the poor, it is not a healthy cycle/situation. Then of course no one wants to spend on Education or the care of Children (don’t you dare raise my taxes for this!).

    The US has this anti-investment mindset right now. We do not want to invest in our infrastructure, our environment, our children, our businesses, our employees, or our future. War? Sure tax me like hell! And the Congress, the Elections prove this out. When someone stumps on the future they lose. When someone stumps about how dare we spend/invest on the future they win.

    How do we fix this?

  5. HowieSPM says:

    The problem @ginidietrich is the 80 – 20 situation. 80% of all jobs in the US today are making 30K or less. No one has money to spend. And that shrinks dramatically the pool of people brands can sell too. And when brands like Walmart have such a high % of workers in or around the poverty level, without healthcare so the Government actually supplements it with Medicare for the poor, it is not a healthy cycle/situation. Then of course no one wants to spend on Education or the care of Children (don’t you dare raise my taxes for this!).

    The US has this anti-investment mindset right now. We do not want to invest in our infrastructure, our environment, our children, our businesses, our employees, or our future. War? Sure tax me like hell! And the Congress, the Elections prove this out. When someone stumps on the future they lose. When someone stumps about how dare we spend/invest on the future they win.

    How do we fix this?

  6. Absolutely Gin we are the only who can do it, not the government, not Clinton, not Obama, not some millionaire and the large corporations sitting on trillions.

    There is a good in every situation with the pinch in the economy it forces companies to think twice about who they hire and what value they offer.

    The days of growing bigger for the sake of it are gone.

    If people can’t find jobs or businesses can’t find clients it’s in their hands.

    Why should corporations which made smart moves decide to spend their savings?

    The banks are also full of cash and they aren’t spending it, again why should they?

    They have shareholders to report to and investing in something which is broken isn’t going to go down well.

    Why should they hire more people? So they can fire them in 6 months? They can easily outsource their work to countries were it’s a lot cheaper.

    People need to wake up and think hard about what value they are bringing, both as an employee and a business owner.

    As you said it doesn’t help to complain that this sucks or this company is no good.

  7. Absolutely Gin we are the only who can do it, not the government, not Clinton, not Obama, not some millionaire and the large corporations sitting on trillions.

    There is a good in every situation with the pinch in the economy it forces companies to think twice about who they hire and what value they offer.

    The days of growing bigger for the sake of it are gone.

    If people can’t find jobs or businesses can’t find clients it’s in their hands.

    Why should corporations which made smart moves decide to spend their savings?

    The banks are also full of cash and they aren’t spending it, again why should they?

    They have shareholders to report to and investing in something which is broken isn’t going to go down well.

    Why should they hire more people? So they can fire them in 6 months? They can easily outsource their work to countries were it’s a lot cheaper.

    People need to wake up and think hard about what value they are bringing, both as an employee and a business owner.

    As you said it doesn’t help to complain that this sucks or this company is no good.

  8. Absolutely Gini we are the only who can do it, not the government, not Clinton, not Obama, not some millionaire and the large corporations sitting on trillions.

    There is a good in every situation with the pinch in the economy it forces companies to think twice about who they hire and what value they offer.

    The days of growing bigger for the sake of it are gone.

    If people can’t find jobs or businesses can’t find clients it’s in their hands.

    Why should corporations which made smart moves decide to spend their savings?

    The banks are also full of cash and they aren’t spending it, again why should they?

    They have shareholders to report to and investing in something which is broken isn’t going to go down well.

    Why should they hire more people? So they can fire them in 6 months? They can easily outsource their work to countries were it’s a lot cheaper.

    People need to wake up and think hard about what value they are bringing, both as an employee and a business owner.

    As you said it doesn’t help to complain that this sucks or this company is no good.

  9. EricaAllison says:

    A-freakin- Men!

    I say this all the time to my husband and anyone else lucky to hear me: we have to work hard and we have to make money. We then need to spend it. After we’ve saved it :). That’s of course an overly simplistic solution, but I do believe in it. The rub comes in, like @HowieSPM mentions below, when we refuse to invest in our own infrastructure, ourselves, our country. What can we do to fix that? I had a friend ask the question the other day: Would you invest in this (meaning the US)? Truthfully, not at the moment. For some of the reasons you list above: we’re lazy, we like to blame others and don’t hold accountability in high regard, and we’ve been coddle for far too long. We’re soft. I can see it in myself. When I started my business almost 5 years I had NOT a CLUE how it worked and was spoiled beyond belief. Now that I’ve had a few hard licks and seen more red than black, I understand what it means to truly work hard and to get “lean and mean”. Our country is not that, not yet anyway. I’m not sure how to get us there either, other than to keep working, keep providing value and improving upon that value, and do what I can to set an example for the generation behind me.

  10. rachaelseda says:

    Well said! It’s sad that as humans we are quick to blame other people for our problems when in reality I don’t see how that helps us at all. Instead of taking the easy way out and blaming others, I think it’s time for us to all step it up and work harder and think before we act. Think before we act is another big one. Unfortunately, I have had a few friends myself that straight out of college decided to start their own business. They put everything they had into a business they didn’t logically think through before risking it all. I’m all for making your dreams come true but you also have to be realistic and have a plan B so that you don’t just waste your time blaming everyone else for you failure…you instead change it into a lesson well learned.

  11. rachaelseda says:

    Well said! It’s sad that as humans we are quick to blame other people for our problems when in reality I don’t see how that helps us at all. Instead of taking the easy way out and blaming others, I think it’s time for us to all step it up and work harder and think before we act. Think before we act is another big one. Unfortunately, I have had a few friends myself that straight out of college decided to start their own business. They put everything they had into a business they didn’t logically think through before risking it all. I’m all for making your dreams come true but you also have to be realistic and have a plan B so that you don’t just waste your time blaming everyone else for you failure…you instead change it into a lesson well learned.

  12. Al Smith says:

    Wow ! Great post, Gini. Now it is official. You really do CARE. Ha ! Seriously, this is great. We have got to stop complaining and whining and get out there and make it happen. I am trying. One of my favorites, Dale Carnegie said; Don’t criticize, condemn or complain. So true. It does no one any good. Thanks again for this. Hope everyone will read it and take action.

    Sorry about your Bears. Luv ya !

    Al

  13. @EricaAllison and people wonder why the US is falling behind now? Here in Asia I see nothing but massive growth across all sectors. Do they have issues here? Sure – it’s a very different political environment. But there is more growth than in the US currently. And I see that as sad for my home country.

    I for one am happy to see my tax dollars go to investing in all the things that @HowieSPM mentioned. Perhaps we can pull out of a war or two and focus on our own country for a bit. I understand the war on terror needs to be fought, but I learned a long time ago to not help others to the detriment of yourself. That doesn’t mean don’t help, it simply means to make sure you’re okay and in a position to help.

  14. sydcon_mktg says:

    EXCELLENT!!! A little over 3 years ago when we officially went independent (meaning we weren’t working 2 full-time jobs!) many people thought we were insane to give up hubbys secure, full-time gig to go on our own in what everyone dubbed “this economy”. At the time we had many well established clients and the time was right.

    You are so right, Gini, we can’t sit around waiting for the economy to suddenly get better. We all have to help it get better. If we don’t spend or hire, how is it ever going to improve? How can we expect new or or existing clients to spend money with us if no one is spending money on their services? Its a circle folks, if no one budges economy doesn’t either.

  15. Good stuff Gini. I tell people all the time that the bad economy has been good for our company. Not because it’s earned us more business… because it’s forced us to work that much harder to find new clients and promote our message about the power of video.

    Things will turn around… in spite of the government… and when it does I feel like our company will be in an even better position to capitalize thanks to the hard work we’re putting in now.

    –Tony Gnau

  16. rustyspeidel says:

    I sat on the plane the other night with a VP of Sales at a national recruiting firm. She says she travels 48 weeks a year to all their regional sales offices, helping them grow their business. I mentiuoned that it must be tough deal selling recruiting in this economy, expecting the typical response. But instead, she told me that in almost every sector of the economy except construction/housing and manufacturing, their business is up almost 40% YoY. People ARE hiring. A LOT. So why aren’t we hearing about it?? Why can’t we see it? It would help if there was more positive press, not more fear-mongering and grumpiness.

  17. TheJackB says:

    @rustyspeidel My friends and I aren’t seeing or hearing about any of this hiring. Or should I say that it appears that if you are in your forties you are being passed over for people ten to 15 years younger.

  18. TheJackB says:

    I am a supporter of business and capitalism but there are some significant problems now that exist for a host of reasons. We are living during a time when the US Government is being run by people who spend more time pointing fingers and working hard to make the other side look bad. That goes for both sides.

    The banks were bailed out and given instructions to try and help homeowners save their homes. That is not happening. They are not spending the money that they were given to do that. They are sitting on it earning interest on “gift money” while people lose their homes.

    They are not lending money very easily either so it is challenging for those who want to start their own business.

    We are in a position to do a lot more to help ourselves if we could reorient our thinking in a variety of areas. Not everyone is meant to be an entrepreneur.

  19. ginidietrich says:

    @RobertDempsey I totally agree with you that it’s a cop out, which is why I wrote it. It makes me NUTS when I hear/see people blaming someone/something else for their problems. It happens when we blame our parents for the way we behave as adults or a hurt knee for the reason we didn’t win a championship game. There is only one person who is responsible for the way we behave…ourselves. All we have to do, like you said, is try.

  20. ginidietrich says:

    @fitzternet Sure, I think Clinton is right. And it’s amazing to me that there are companies holding on to that kind of cash. But it makes me nuts when my peers (other business owners) blame the government for their lack of growth. That was my point.

  21. ginidietrich says:

    @HowieSPM There is only one thing I can fix, and it’s not the government. I can fix how I run my business, I can create jobs, and I can continue to push forward. That was my point. My point isn’t in trying to figure out how to find leadership for our country (though we sorely need it).

  22. ginidietrich says:

    @HowieSPM There is only one thing I can fix, and it’s not the government. I can fix how I run my business, I can create jobs, and I can continue to push forward. That was my point. My point isn’t in trying to figure out how to find leadership for our country (though we sorely need it).

  23. wabbitoid says:

    Interesting that I wrote on this today, except more from a policy perspective (as I usually do):

    http://tinyurl.com/4ytk8oh

    We’re in a classic problem when trying to stimulate the economy, a place where fear easily outweighs greed. That’s why the money the Fed pumps into banks continues to simply pile up (at a rate of about a trillion bucks a year!).

  24. ExoCreative says:

    A lot of long comments below, so we’ll keep it short – great little article. Very true. It really is about rolling up the proverbial sleeves and ‘making’ things happen. Getting on the phone, knocking things out – making things happen. It’s not easy, but the reward hopefully justifies the means…

  25. ginidietrich says:

    @John Falchetto Your last sentence is my whole point. I mean, look at what you’re doing. You’re not waiting for some monopoly to come out and dig a trench so you have Internet. You take matters into your own hands. Sure, the economy sucks. What’s going on in Europe right now could easily hurt the entire world. But what good is it to sit and complain?

  26. ginidietrich says:

    @RobertDempsey I’ll bet you have a really interesting perspective, being a U.S. citizen and living in Asia. Maybe our country’s leadership should ask YOU what they should be doing.

  27. JayDolan says:

    One of the goals I had for my blog was the ability to hire someone to work full time to arrange my life with my speaking gigs, and do some of the hustling and ass-busting that I can’t get to on a normal, day to day basis.

    I realize how insane of a goal that is for a blog, but I feel that it’s really worth all of the effort.

    Also, I get to make people laugh. What could be better?

  28. ginidietrich says:

    @EricaAllison Do you use this as an excuse to go shopping?!? But honey, I’m helping to reinvigorate the economy. LOL!

    The school of hard knocks sure does provide a valuable lesson, does it not?

  29. ginidietrich says:

    @rachaelseda You know I’m big on failing if we learn from our mistakes, so I agree with you. It’s really easy to blame things on other people. Heck, when the economy tanked and I thought we might go out of business I actually had the thought, “Well, at least I can blame it on the economy when people ask why we didn’t make it.” That thought was horrifying to me! Shame on me.

  30. ginidietrich says:

    @rachaelseda You know I’m big on failing if we learn from our mistakes, so I agree with you. It’s really easy to blame things on other people. Heck, when the economy tanked and I thought we might go out of business I actually had the thought, “Well, at least I can blame it on the economy when people ask why we didn’t make it.” That thought was horrifying to me! Shame on me.

  31. ginidietrich says:

    @Al Smith Sigh…such a terrible game. I have a theory that Jay Cutler slept with a teammate’s wife and that’s why his line refuses to protect him. THEY don’t CARE about him!

  32. “We’re the only ones who can do it. Not the government. Not Clinton’s Global Initiative. Not a bunch of really smart people sitting in a think tank.”—One of the best lines I’ve ever read here on SS or anywhere else for that matter.

    Freak-yeah Gini D.

    Marcus

  33. jono.smith says:

    I love President Clinton (full disclosure: I used to work for him), but the idea that American business leaders (and specifically Fortune 500 CEOs) are not hiring because of the tax system and because they aren’t sure that if they hire more people that the products they make will be sold is pure rubbish.

    Let’s start with taxes: corporate tax revenue last year was down by 27% compared to 2000, even though corporate profits are up 60% over the last decade. In 2005, 1 out of 4 large corporations paid no income taxes at all even though they collected $1.1 trillion in revenue. Examples abound: In 2008, Goldman Sachs paid only 1.1% of its income in taxes even though it earned a profit of $2.3 billion and received an almost $800 billion bailout.

    Let’s talk about sales: The Fortune 500 registered the third largest profit gain in history in 2010, and median pay for top executives was $10.8 million. When the last President left office, the Dow was at 7,949, today it’s nearing 11,000. All of the economic indicators support hiring, but why isn’t it happening? I was chatting this morning with an old friend who works for a Fortune 500 company and he was scratching his head about their absence of hiring. Their EBITDA last year was $1.3B and they have $1B in operating cash flow, yet they’ve had zero net job creation in the US in the last 18 months. It sure seems like something else is going on here.

    Now if I were a conspiracy theorist, I would suggest that high unemployment is the best way to keep an economy down and get a more “pro-business” friendly President in the White House. With this person in the White House, rules will be tweaked and regulations would be relaxed allowing the Fortune 500 to reap even more massive profits. Luckily I’m not a conspiracy theorist.

  34. hackmanj says:

    I appreciate the “don’t complain, act” aspect of this Gini. I think that is something that anyone can rally behind regardless of their economics/politics. That’s all I am going to say though to keep this on the rails because I have many opinions about a lot but want to stay on topic. Kudos girl.

  35. janbeery says:

    Amen Sister!

    Funny, I was at church this weekend, (that’s not the funny part) and the pastor was talking about money. He put his hands cupped around his mouth and said very loudly, “THE GOVERNMENT IS NOT GOING TO TAKE CARE OF YOU!”

    We have always been a country that pulls together and makes things happen. We need to get back to basics and move forward as the strong people we are.

  36. scribblinghappy says:

    I totally agree with you on this one. “We the people” need to act!

  37. maryhruth says:

    Thanks for saying this, Gini. Always seems so dumb to me that we blame instead of create. It was our greed right along with Wall Street’s that caused this Recession.

  38. maryhruth says:

    Thanks for saying this, Gini. Always seems so dumb to me that we blame instead of create. It was our greed right along with Wall Street’s that caused this Recession.

  39. ginidietrich says:

    @sydcon_mktg Or…as I like to say, it’s the domino effect. We’ve spent a lot of time the past two months renegotiating payment terms and offering discounts for early payment. It really helps loosen the purse strings so we get paid and then can pay our vendors.

  40. ginidietrich says:

    @T60Productions “In spite of the government.” LOL!

  41. ginidietrich says:

    @TheJackB@rustyspeidel I’m not seeing it, either. Our clients aren’t hiring. Their budgets aren’t increasing. They’re all definitely doing more with less…still. I don’t know if that anecdote is more Wall Street than Main Street?

  42. ginidietrich says:

    @maryhruth Exactly! It’s like buying a house you KNOW you can’t afford, just because the bank is willing to give you the money. Where is the accountability?

  43. ginidietrich says:

    @scribblinghappy Amen!

  44. ginidietrich says:

    @janbeery “The government is not going to take care of you.” I would have yelled an amen at that!

  45. ginidietrich says:

    @hackmanj LOL! It’s hard to stay on the rails with politics involved. I appreciate the comment.

  46. wabbitoid says:

    I hope people are beginning to understand just what FDR meant when he said during the previous Depression, “The only thing we have to fear is fear itself”.

    While I’m not a big fan of greed, if we have to choose between fear and greed I’ll take greed any day. The more we can all plow ahead, the better. We may not know just what we’re doing half the time, but we can be sure that sitting around like scared bunnies isn’t going to get much done at all.

  47. I was thrilled reading this post! I echo the other comments about us taking care of us. Im a huge Dave Ramsey fan and while he always preaches this, his team recently started an initiative called The Great Recovery, inspiring people to do exactly what you said here – take responsibility for and control of future.

  48. ginidietrich says:

    @ExoCreative It’s not easy or everyone would be doing it…right?

  49. ginidietrich says:

    @joelfortner03 I’ll have to check out The Great Recovery…sounds like it’s right up by alley. Thanks Joel!

  50. fitzternet says:

    We agree to disagree. I own a business. I don’t have any money on the sidelines (or much money in the game for that matter), but I don’t blame someone who is waiting for the regulatory climate to clear up before spending. Even if the climate was pro-business, uncertainty would be a factor in that decision. So an anti-business climate coupled with uncertainty about exactly how much more it will swing in the anti-business direction is a recipe for an economic slowdown. And here we are…

  51. rustyspeidel says:

    @JayDolan and that you do. It’s the Family Guy of Blogs.

  52. ginidietrich says:

    @fitzternet I don’t think we’re disagreeing. You and I don’t complain or blame others when something doesn’t go our way. But A LOT of people do. I understand the economy sucks and things like the debt ceiling throw in a lot of uncertainty. What gets me is that it paralyzes people from running their businesses.

  53. ginidietrich says:

    @TheJackB And, yet, you made my point very eloquently for me…people are pointing fingers and blaming others – all the way from the top leadership of our country down to the guy who was on the front page of the Tribune yesterday complaining that he went from a six figure salary to the mission because the “banks” loaned him more money for a house than he could afford. I’m sorry, but that’s not the fault of the banks. At what point do we take accountability for our own actions?

  54. ginidietrich says:

    @TheJackB And, yet, you made my point very eloquently for me…people are pointing fingers and blaming others – all the way from the top leadership of our country down to the guy who was on the front page of the Tribune yesterday complaining that he went from a six figure salary to the mission because the “banks” loaned him more money for a house than he could afford. I’m sorry, but that’s not the fault of the banks. At what point do we take accountability for our own actions?

  55. ginidietrich says:

    @wabbitoid And shit rolls downhill, as they say.

  56. ginidietrich says:

    @wabbitoid And shit rolls downhill, as they say.

  57. ginidietrich says:

    @JayDolan If you had asked me 18 months ago if I’d have someone focused on content and community management for Spin Sucks, I would have laughed at you. Yet, here we are. So I don’t think it’s insane at all.

  58. ginidietrich says:

    @JayDolan If you had asked me 18 months ago if I’d have someone focused on content and community management for Spin Sucks, I would have laughed at you. Yet, here we are. So I don’t think it’s insane at all.

  59. ginidietrich says:

    @Marcus_Sheridan LOL! Thank you. Maybe mschechter will use it in his smart quotes blog post.

  60. ginidietrich says:

    @jono.smith That is a very interesting theory…good thing I don’t believe in conspiracies. It does make you scratch your head, doesn’t it?

  61. ginidietrich says:

    @jono.smith That is a very interesting theory…good thing I don’t believe in conspiracies. It does make you scratch your head, doesn’t it?

  62. ginidietrich says:

    @wabbitoid I’m a big fan of greed…and Mark Cuban. 🙂

  63. MSchechter says:

    @ginidietrich@Marcus_Sheridan I actually went with this, As much as I would love for the government to help me increase my sales, I think there is only one way we’re going to get out of this: Stop blaming the economy and start working twice as hard to build our businesses. 🙂

  64. MSchechter says:

    It’s damn cliché but there are no victims, only volunteers. There are a lot of things in my life that are not 100% and 100% of those things are my own damn fault. And there is only one thing that is going to fix them and it sure as hell isn’t time. It’s just work, plain and simple. Thanks for a swift kick in the ass AG! And FYI, I’m pissed at you today.

  65. ginidietrich says:

    @MSchechter FINALLY!!!

  66. ginidietrich says:

    @MSchechter FINALLY!!!

  67. ginidietrich says:

    @MSchechter The running hurting you today?!?

  68. ginidietrich says:

    @MSchechter The running hurting you today?!?

  69. MSchechter says:

    @ginidietrich It was a good quote 🙂 Even though I hate you.

  70. MSchechter says:

    @ginidietrich It’s going to in just a short while.

  71. MSchechter says:

    @ginidietrich Besides cranky pants, I have another one of yours up next Monday.

  72. MSchechter says:

    @ginidietrich But I still get to blame you, right?

  73. TheJackB says:

    @ginidietrich We have to take accountability for our actions immediately. We’re in agreement about the guy who complained about the banks loaning him too much money. He needs to shut up and accept that he made a mistake.

    The issue with the banks is that they were given federal dollars to help homeowners save their homes. That is money from tax payers that helped keep them from going under.

    Instead of using it for what it was earmarked they intentionally created a system that is designed to fail homeowners. So while people struggle to pay their mortgage they can be comforted in the knowledge that their tax dollars were used effectively to keep the banks in business. There is something wrong with that picture.

    Part of the problem is that the government didn’t give the program a way to enforce it so the banks got this cash and the ability to act with virtual impunity.

    To me it comes back to the same places. What can we do to help ourselves and how can we encourage businesses to start hiring. The money is there and the opportunity could be.

  74. hackmanj says:

    @TheJackB@ginidietrich going off the rails a bit here (sorry I can’t help myself)… might add that those too big to fail banks got even bigger in the process.

    Oh yeah, this is about personal responsibility, let’s all go out and kick some ass, ok? I will do my part, I promise.

  75. ginidietrich says:

    @MSchechter YOU CAN DO IT!

  76. ginidietrich says:

    @MSchechter WHOA! Two in a row?!?

  77. wagnerwrites says:

    I remember reading something about how effective unemployment is for big business. I think it was from a guy named “Marx.” Seriously, you hit the nail on the head. I appreciate that we should take responsibility but what about business leaders? Do they get a pass? @jono.smith

  78. HowieSPM says:

    @ginidietrich@MSchechter Just an FYI if @hackmanj clicks Like I am compelled too.

  79. HowieSPM says:

    @jono.smith dude you rock. The fortune 500 tends to shed jobs vs create jobs when aggregated. Something about getting a certain size and then often the only way to keep growth is downsizing? When we get our Social Security Statement usually they show government revenue sources. Personal Income Taxes is around 70%.

    The real problem is that politics is money. Eeveryone is owned except Bernie Sanders. We have a broken political system where money buys what you want. Right now they Teaparty with Big Business help is trying to deregulate the food industry so no one keeps our food supply safe. WTF is that?

    As for your point here is an article from Yahoo which I loved and reflects my comment from this morning.

    http://news.yahoo.com/blogs/ticket/video-man-asks-obama-raise-taxes-town-hall-201340480.html

  80. HowieSPM says:

    @Marcus_Sheridan Marcus I will make a deal. If you change your Freak to the Proper Language I will give you a LIKE 8) It’s spin sucks man. This is a bowling, miller lite, and belching blog you know that!

  81. HowieSPM says:

    @Marcus_Sheridan Marcus I will make a deal. If you change your Freak to the Proper Language I will give you a LIKE 8) It’s spin sucks man. This is a bowling, miller lite, and belching blog you know that!

  82. MSchechter says:

    @ginidietrich I did it. I still hate you 🙂

  83. MSchechter says:

    @HowieSPM@ginidietrich@hackmanj I respect your life choices Howie…

  84. MSchechter says:

    @HowieSPM@ginidietrich@hackmanj I respect your life choices Howie…

  85. MSchechter says:

    @HowieSPM@ginidietrich@hackmanj I respect your life choices Howie…

  86. maggietranquila says:

    @jeffreypjacobs @ginidietrich I agree with
    Mark Cuban. We make and create our own destiny. Great article. We are the dreamers
    Of dreams.

  87. jeffreypjacobs says:

    @maggietranquila I totally like his attitude of “go out and make boatload of $, then pay taxes”. Moving the money, moving the economy.

  88. LatoyiaLeiding6 says:

    @jeffreypjacobs best Ways to Make Money Online and Earn Good Income http://www.bonp.in/eap?=mty0

  89. maggietranquila says:

    @jeffreypjacobs Exactly. The person to depend on for the boatload of $ is yourself.
    I agree with Mark Cuban.

  90. barryrsilver says:

    Wow, political and yet down the middle.You are right. The best thing anyone can do is survey their local landscape, identify something they can personally do and go about making their local purview better. Ideally each individual will also not view their attempt at bettering their own situation as a zero sum game. And no, in the long term neither gov’t nor the CGI can be the agent for long term growth. Pres. Clinton was talking about how best to jumpstart a sluggish economy. As for blame, it is normal to point and make it someone else’s fault. The fact that it’s not MY fault doesn’t relieve me of the responsibility to try and make things better.

  91. ginidietrich says:

    @barryrsilver Bingo on your last sentence!

  92. brady2387 says:

    One of your best posts ever! Thank you for cutting through all the rhetoric and saying it like it is (or at least the way I see it!). Everyone should share and link to this blog.

  93. brady2387 says:

    One of your best posts ever! Thank you for cutting through all the rhetoric and saying it like it is. Everyone should share and link to this blog. Keep up the good work.

  94. maggietranquila says:

    @jeffreypjacobs Dear Jeffrey . I am replacing my tires today. Just thought I would share the moment. LOL :-)))))

  95. jeffreypjacobs says:

    @maggietranquila ahh, Ms. Maggie, sending good tire juju to you! If you have ANY trouble, let me know. I will send the proper authorities!

  96. maggietranquila says:

    @jeffreypjacobs Tire JuJubes? LOL Shocked at the cost of rubber? Is there seriously a difference between expensive
    And not so expensive?

  97. jeffreypjacobs says:

    @maggietranquila absolutely a difference. Raw materials up 300% last 3 yrs. Watch for 70$ rebate! Want to speak to consumer specialist?

  98. maggietranquila says:

    @jeffreypjacobs yes. Consumer specialist.
    Curious about all of this.
    Xo

  99. jeffreypjacobs says:

    @maggietranquila 1 (866) 866-6605 ask for John ( only John in call ctr), 25 years experience with helping consumers. Let me know how it goes

  100. jeffreypjacobs says:

    @maggietranquila tell him I said to call him.

  101. jeffreypjacobs says:

    @maggietranquila tell him I said to call him.

  102. maggietranquila says:

    @jeffreypjacobs Can I find your tires here?
    Carlsbad? Del Mar? Temecula? All within
    20 miles.

  103. dbvickery says:

    I agree with most of what you are saying. However, my concern is that we have an unsustainable standard of living. I love my life, my house/cars/etc. Our society always wants bigger and better and latest, though. And we are willing to use credit to get it or demand that others get it for us or cover our debts. When my wife (@kfvickery) and I get into discussions around topics like these (and it can range from K-12 and college education to job training to healthcare), I generally raise the question “but who is going to pay for it”. And that is always a sticky question…where I fall on the fiscally conservative side which often is not a popular view, so I remain silent and go about my business saving with the expectation that no aid will be forthcoming from anyone else.

  104. jeffreypjacobs says:

    @maggietranquila john can help you with that too, even check stock, make an appt. Call the dealer w/ you, if you like 🙂

  105. maggietranquila says:

    @jeffreypjacobs Jeffrey just made the call spoke to four different people . Woman named Barb said she could not locate John? Last Name?

  106. maggietranquila says:

    @jeffreypjacobs will try again in a while.
    Xo.

  107. jeffreypjacobs says:

    @jeffreypjacobs rats, but it is a busy call ctr. Sorry for your inconvenience, but try Gregg Knox, or all others are well- trained.

  108. maggietranquila says:

    @jeffreypjacobs JPJ Your people were awesome with Michelin Tire information
    Sadly you don’t make a tire for my car.
    Aarrgghhh…:-)

  109. jeffreypjacobs says:

    @maggietranquila argh, SO sorry. I am sure they checked BFGoodrich and Uniroyal fitments, too, for you. Hate it that we couldn’t help 🙁

  110. maggietranquila says:

    @jeffreypjacobs yes, they checked everything. They were terrific. His name was Jesse. I certainly know about rubber
    at this point.

  111. jeffreypjacobs says:

    @maggietranquila thanks, will pass that on internally. Sorry we couldn’t help you!

  112. maggietranquila says:

    @jeffreypjacobs I tried to do a little business with you.. Next time..
    Best. M The car is a pain in the butt.
    🙂

  113. TheAmericanPuls says:

    @maggietranquila Do you believe Republicans want Americans back to work now? Vote at http://t.co/fqDF6FBv Please Retweet Get Involved

  114. Gini,

    What a great article to read on my return to SpinSucks. I think the most empowering concept at our disposal is the idea that we maintain absolute power. Power over our attitudes, thoughts, actions, and ultimately, our successes or lack thereof.

    The most basic of economics courses teach the precept that taxation results in a deadweight loss for the entire economy, and as such, a punitive corporate tax structure such as the one in the US does not beget investment or a growing economy, but despite all of our bickering, complaining and pleading, neither you nor I have the power to change that. All we control is our own economic output, our own efforts, and as you said, our own destiny.

    -JB

  115. _davidhorne_ says:

    Yes! The great thing about realizing it is up to you (us), is that we no longer have to wait for someone else to get us out of the hole.

    It saddens me when I hear people talking about the economy or the government or some external force that put someone in their position. Doing so only concedes that you need someone else to get you out of those circumstances.

    Realizing that you are responsible for where you are and more than capable of getting yourself where you want to go is being liberated. Now you can go and succeed.

  116. missmims1 says:

    I have been saying for years that we control our own destiny, however, I never applied it in a business sense. However, with it becoming harder and harder for people to secure jobs, now is the time for people to start CREATING opportunities.

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